Chapter 31.14.01. Long-Term Care Insurance  


Sec. 31.14.01.00. Notations
Sec. 31.14.01.01. Applicability and Scope
Sec. 31.14.01.02. Definitions
Sec. 31.14.01.03. Policy Terms
Sec. 31.14.01.04. Policy Practices and Provisions
Sec. 31.14.01.05. Disclosure
Sec. 31.14.01.06. Requirements for Applications
Sec. 31.14.01.07. Person To Be Notified
Sec. 31.14.01.08. Applicant's Options
Sec. 31.14.01.09. Prohibition Against Post-Claims Underwriting
Sec. 31.14.01.10. Preexisting Condition and Waiting Period Provisions in Replacement Policies
Sec. 31.14.01.11. Minimum Standards for Home Health Care Benefits in Long-Term Insurance Policies
Sec. 31.14.01.12. Requirement To Offer Inflation Protection
Sec. 31.14.01.13. Nonforfeiture Benefit Requirement
Sec. 31.14.01.14. Group Coverage
Sec. 31.14.01.15. Advertising
Sec. 31.14.01.16. Standards for Marketing
Sec. 31.14.01.17. Appropriateness of Recommended Purchase
Sec. 31.14.01.18. Outline of Coverage
Sec. 31.14.01.19. Requirement To Deliver Buyer's Guide
Sec. 31.14.01.20. Waivers
Sec. 31.14.01.21. Form of Outline of Coverage
Sec. 31.14.01.22. Replacement Notice
Sec. 31.14.01.23. Replacement Notice for Direct Response Business
Sec. 31.14.01.24. Reporting Requirements
Sec. 31.14.01.25. Suitability
Sec. 31.14.01.26. Standards for Benefit Triggers
Sec. 31.14.01.27. Additional Standards for Benefit Triggers for Qualified Long-Term Care Insurance Contracts
Sec. 31.14.01.28. Penalties
Sec. 31.14.01.29. Rescission
Sec. 31.14.01.30. Things You Should Know Before You Buy Long-Term Care Insurance
Sec. 31.14.01.31. Long-Term Care Insurance Suitability Letter
Sec. 31.14.01.32. Claims Denial Reporting Form
Sec. 31.14.01.33. Incontestability Period
Sec. 31.14.01.34. Producer Training Requirements
Sec. 31.14.01.35. Availability of New Services or Providers
Sec. 31.14.01.36. Right to Reduce Coverage and Lower Premiums
Sec. 31.14.01.9999. Administrative History