Code of Maryland Regulations (Last Updated: April 6, 2021) |
Title 31. Maryland Insurance Administration |
Subtitle 14. LONG-TERM CARE |
Chapter 31.14.01. Long-Term Care Insurance |
Sec. 31.14.01.00. Notations |
Sec. 31.14.01.01. Applicability and Scope |
Sec. 31.14.01.02. Definitions |
Sec. 31.14.01.03. Policy Terms |
Sec. 31.14.01.04. Policy Practices and Provisions |
Sec. 31.14.01.05. Disclosure |
Sec. 31.14.01.06. Requirements for Applications |
Sec. 31.14.01.07. Person To Be Notified |
Sec. 31.14.01.08. Applicant's Options |
Sec. 31.14.01.09. Prohibition Against Post-Claims Underwriting |
Sec. 31.14.01.10. Preexisting Condition and Waiting Period Provisions in Replacement Policies |
Sec. 31.14.01.11. Minimum Standards for Home Health Care Benefits in Long-Term Insurance Policies |
Sec. 31.14.01.12. Requirement To Offer Inflation Protection |
Sec. 31.14.01.13. Nonforfeiture Benefit Requirement |
Sec. 31.14.01.14. Group Coverage |
Sec. 31.14.01.15. Advertising |
Sec. 31.14.01.16. Standards for Marketing |
Sec. 31.14.01.17. Appropriateness of Recommended Purchase |
Sec. 31.14.01.18. Outline of Coverage |
Sec. 31.14.01.19. Requirement To Deliver Buyer's Guide |
Sec. 31.14.01.20. Waivers |
Sec. 31.14.01.21. Form of Outline of Coverage |
Sec. 31.14.01.22. Replacement Notice |
Sec. 31.14.01.23. Replacement Notice for Direct Response Business |
Sec. 31.14.01.24. Reporting Requirements |
Sec. 31.14.01.25. Suitability |
Sec. 31.14.01.26. Standards for Benefit Triggers |
Sec. 31.14.01.27. Additional Standards for Benefit Triggers for Qualified Long-Term Care Insurance Contracts |
Sec. 31.14.01.28. Penalties |
Sec. 31.14.01.29. Rescission |
Sec. 31.14.01.30. Things You Should Know Before You Buy Long-Term Care Insurance |
Sec. 31.14.01.31. Long-Term Care Insurance Suitability Letter |
Sec. 31.14.01.32. Claims Denial Reporting Form |
Sec. 31.14.01.33. Incontestability Period |
Sec. 31.14.01.34. Producer Training Requirements |
Sec. 31.14.01.35. Availability of New Services or Providers |
Sec. 31.14.01.36. Right to Reduce Coverage and Lower Premiums |
Sec. 31.14.01.9999. Administrative History |