Code of Maryland Regulations (Last Updated: April 6, 2021) |
Title 31. Maryland Insurance Administration |
Subtitle 10. HEALTH INSURANCE—GENERAL |
Chapter 31.10.18. Denials of Coverage Based on Medical Necessity |
Sec. 31.10.18.05. Procedures for Emergency Cases
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A. An expedited review of an adverse decision in accordance with this regulation is required if the:
(1) Adverse decision is rendered for health care services that are proposed but have not been delivered; and
(2) Services are necessary to treat a condition or illness that, without immediate medical attention, would:
(a) Seriously jeopardize the life or health of the member of the members ability to regain maximum functions;
(b) Cause the member to be in danger to self or others; or
(c) Cause the member to continue using intoxicating substances in an imminently dangerous manner.
B. The content of any written notice by a carrier of an adverse decision or grievance decision under this regulation shall comply with Regulation .04 of this chapter and Insurance Article, §15-10A-02(f) and (i), Annotated Code of Maryland.